DaftioTerms of Use
Effective date: November 12, 2026
A record book, not a lender
Daftio helps you write down goods sold on credit and payments received. Daftio does not lend money, does not charge interest or penalties, does not collect debts and is not a payment service. A Pix code shown by Daftio is only a text for your customer’s bank app; Daftio does not process the payment. Balances are calculated from what you enter — please check your records.
Reminders
You decide whether and how to remind a customer, and you send each message yourself. Keep reminders polite and follow the rules of WhatsApp, Telegram, your mobile operator and the laws of your country on messages and debt collection. Do not use Daftio to threaten or harass anyone.
Your data
Your book is stored on your device; backups go to your own iCloud or Google account (see the Privacy Policy). Keep backups turned on and your account accessible if you want to restore your book after losing or replacing your phone.
Daftio Pro
Daftio Pro is offered as a yearly subscription with a 7-day free trial for new subscribers and, where offered, as a one-time lifetime purchase. “Lifetime” means for as long as the app is offered in the App Store or Google Play; it does not promise updates forever. Payment is charged to your Apple ID or Google account. The subscription renews automatically unless it is cancelled at least 24 hours before the end of the current period; you can manage or cancel it in your App Store or Google Play account settings. Any unused part of a free trial is forfeited when you buy a subscription. Refunds are handled by Apple or Google under their policies. Backups and moving your book to a new phone are always free. If sync between phones is added in the future, it will be a separate subscription.
License
We grant you a personal, non-exclusive, non-transferable license to use Daftio on devices you own or control, under these terms and the terms of the App Store or Google Play. On iOS, Apple’s standard Licensed Application End User License Agreement also applies.
No warranty and limitation of liability
Daftio is provided “as is”. We do our best to keep it accurate and reliable and to protect your book with backups, but we do not guarantee that it is free of errors or that your data will never be lost. To the extent permitted by law, we are not liable for any indirect or consequential damages, for unpaid debts, or for decisions made based on information in the app.
Changes
We may update these terms; the new version will be published on this page with a new date.